Working Capital Loans

Flexible financing designed to cover day-to-day operational expenses, inventory purchases, and seasonal cash flow gaps. Working capital loans give your business the breathing room to operate smoothly without cash constraints holding back growth.

AMOUNTS

$10,000 - $500,000

TERMS

3-18 months

FUNDING SPEED

2-5 business days

Ideal For:

  • Managing seasonal revenue fluctuations
  • Purchasing inventory before peak periods
  • Covering payroll during growth phases
  • Bridging gaps between receivables

Revenue-Based Financing

Repayment structures that flex with your business performance. Instead of fixed monthly payments, you repay based on a percentage of your monthly revenue. When sales are strong, you pay more. When business slows, payments decrease automatically.

AMOUNTS

$25,000 - $750,000

REPAYMENT

5-15% of monthly revenue

TERM

6-24 months

Ideal For:

  • Businesses with variable monthly revenue
  • Seasonal companies needing flexible repayment
  • Companies reinvesting profits into growth
  • Avoiding the pressure of fixed loan payments

Equipment Financing

Acquire the machinery, technology, vehicles, and equipment your business needs without depleting working capital reserves. The equipment itself serves as collateral, often resulting in favorable terms and competitive rates.

AMOUNTS

$5,000 - $5,000,000

TERMS

12-84 months

DOWN PAYMENT

0-20% depending on equipment

Ideal For:

  • Manufacturing and production equipment
  • Commercial vehicles and transportation
  • Technology infrastructure and software
  • Medical and dental equipment
  • Restaurant and hospitality equipment

Business Term Loans

Structured financing for major capital investments, expansion projects, real estate acquisition, or business acquisitions. Term loans provide larger funding amounts with longer repayment periods and predictable monthly payments.

AMOUNTS

$50,000 - $2,000,000

TERMS

1-10 years

RATES

Competitive fixed or variable

Ideal For:

  • Opening new locations or facilities
  • Large-scale equipment or technology purchases
  • Acquiring another business
  • Commercial real estate investment
  • Major renovation or expansion projects

Business Lines of Credit

Revolving credit access that functions like a safety net for your business. Draw funds when needed, repay, and draw again. You only pay interest on the amount you use, and once repaid, the credit line refreshes for future needs.

CREDIT LIMITS

$10,000 - $500,000

DRAW PERIOD

12-36 months

ACCESS

Draw funds as needed

Ideal For:

  • Emergency capital needs
  • Bridging cash flow gaps
  • Taking advantage of time-sensitive opportunities
  • Managing unpredictable expenses
  • Maintaining financial flexibility

Which Funding Solution is Right for Your Business?

Connect with our Nashville team to discuss your specific needs and explore customized financing options.

Get Started Today